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Services2018-12-03T13:56:58+00:00

WHAT WE OFFER

Whether you’re a long-lasting customer, the next generation, or just shopping around, we have solutions for operating lines of credit, appraisals, rural home mortgages, equipment leases & loans, and more. Look through our services below!

If you have any questions or are unsure which option is best for you, send us a chat or head to the contact page and send us an inquiry form and we’ll help you every step of the way.



Operating Loans

Farm Credit of Southern Colorado operating loans can be designed to meet your specific financing needs. Your choices include: A commitment line that allows you to draw money as needed against a predetermined amount of credit for an operating cycle, a revolving line that works just like a commitment line but payments restore credit to full use again, a payment schedule that can be tailored to match your cash flow, v ariable and fixed interest rate options, and loan terms of 1-3 years. Farm Credit makes loans for operating inputs and expenses, such as feed, fertilizer, seed, and labor, as well as for such expenditures as rent, taxes, insurance and day-to-day living.

REAL ESTATE

Farm Credit of Southern Colorado makes loans for the purchase, improvement or refinancing of debt on farms, ranches, facilities, and rural real estate. Our real estate loans are designed to meet your specific financing needs. Your choices include: Loan terms of 5–30 years, payment plans with monthly, quarterly, semiannual or annual payments, conversion of any loan to another interest rate product for a single conversion fee without needing to re-qualify, interest rate options of variable-, adjustable- and fixed-rate, and variable and fixed interest rate options loans

LIVESTOCK & EQUIPMENT

Farm Credit of Southern Colorado equipment or livestock loans can be designed to meet your specific financing needs. Your choices include:


-Loan terms of up to 10 years
-Payment plans structured to coincide with the sale of livestock or monthly, quarterly, semiannual or annual payments
-Variable, adjustable and fixed interest rates on loans
-Conversion of any loan to another interest rate product for a single conversion fee without needing to re-qualify

Farm Credit of Southern Colorado makes loans for the purchase or refinancing of debt from tractors, trucks, farm implements, buildings, irrigation systems and any other equipment. We also make loans for the purchase, care, and feeding, or refinancing of debt on livestock.

RURAL HOME LOANS

Farm Credit of Southern Colorado appreciates the unique qualities of rural living.  That’s why our Farm Credit of Southern Colorado Rural Home Loan Program provides unique long-term financing options for non-conforming properties that aren’t eligible for traditional mortgages. Our program offers competitive pricing and products designed specifically for rural life.

Features include:
-A solution created specifically for non-conventional properties
-A unique opportunity to lock in long-term financing at a fixed rate
-Finance one note and mortgage for the entire acreage and home
-Competitive pricing structure
-A dedicated and experienced team guiding you through a simple and convenient process

What properties qualify?

The Farm Credit of Southern Colorado program is dedicated to providing long-term financing for non-conventional secondary market hobby farm properties, with agricultural characteristics.

RECREATIONAL PROPERTY FINANCING

Let us be your one-stop-solution with financing for a recreational and rural property that isn’t ag-business related. Farm Credit of Southern Colorado recreational property loans are designed to meet your specific financing needs. Features include:


-Loan terms of 5–20 years
-Payment plans with monthly, quarterly, semiannual or annual payments
-Conversion of any loan to another interest rate product for a single conversion fee without needing to re-qualify
-Interest rate options that include variable, ARM, fixed to conversion and fixed up to 20 years
-Loans up to 80 percent of the appraised value
-Appraisal service at no cost (in most cases)

Farm Credit of Southern Colorado offers various financing options for the purchase, refinance or improvement of the recreational property. We have nearly 100 years of real estate lending experience; that’s why we understand the unique needs of rural property owners. We’ll work hard to help you meet the challenges of purchasing and financing land in the country and help you close your loan as quickly as possible.

YOUNG, BEGINNING, SMALL FARMER


Our organization is dedicated to improving the future of agriculture and rural America by supporting and educating young, beginning, and small farmers and ranchers. We have made it part of our mission to provide resources to them to help ensure a strong future for agriculture.

We can assist qualified farmers in obtaining loan guarantees available through the Farm Service Agency farm loan program. Our staff will assist qualified applicants with the necessary forms and paperwork to complete an FSA Guarantee request.

APPRAISALS

The appraisal staff of Farm Credit of Southern Colorado, ACA, can provide a wide range of real estate fee appraisal services for a variety of family or business matters, including:


-Real Estate Sales
-Real Estate Purchases
-Estate Planning
-Property Settlement
-Investment Purposes

Farm Credit of Southern Colorado has six full-time, state-certified general appraisers licensed in Colorado and Kansas with over 165 years of experience to help you with your appraisal needs. We serve a variety of clients, including banks, trusts, individuals, estates, attorneys and government agencies. To learn more about Farm Credit of Southern Colorado Fee Appraisal Services, please contact Bill Barnes at 719-251-0989 or email Bill Barnes. You can trust appraisers at Farm Credit of Southern Colorado to provide quality work and timely services at a fair price.

Ready to talk?

Know exactly what you want? Send us a message. A member of our credit staff will contact you within 48 hours, or call:
1-800-815-8559.

Let’s talk