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About2018-12-05T00:24:05+00:00



OUR MISSION IS TO BE A GROWING AND SUCCESSFUL COOPERATIVE THAT EMPOWERS EMPLOYEES TO BE A FINANCIAL PARTNER TO OUR MEMBERS, WHILE PROMOTING THE SUCCESS OF AGRICULTURE AND OUR COMMUNITIES.

We believe in improving the quality of life in rural America, and we’re proud to support our communities through local projects and fundraisers, as well as such youth programs as Future Farmers of America and 4-H. And when you do business with us, your money stays in the local economy, benefiting businesses and people you know.

At Farm Credit of Southern Colorado, we believe that agricultural financing is a full-time job, so we’ve given it our undivided attention since we began doing business in 1916. We’re the largest single provider of agricultural credit in America. And as a network of locally managed lending offices, we have a unique understanding of your business challenges and opportunities. We know ag. It’s what we do. It’s where we live.

Below are our resources, board and audit committee charters, and financial reports.

Farm Credit of Southern Colorado, ACA (Association) and its officers and employees are committed to conduct business in accordance with the highest ethical standards as set forth in the Standards of Conduct Policy for Employees (Policy), which is applicable to the, officers and employees relating to ethical conduct, conflicts of interest, and compliance with the law.

This Code of Ethics applies to the Chief Executive Officer (CEO), the Chief Financial Officer, the Chief Credit Officer, the Chief Operating Officer, and other Association Professionals as determined by the CEO, who is instrumental in accomplishing accurate and complete financial reporting. Farm Credit of Southern Colorado, ACA is responsible for the preparation and distribution of its financial statements and related disclosures and for providing relevant information that is true, accurate and complete to CoBank, FCB (CoBank) and Federal Farm Credit Corporation (Funding Corporation) for use in preparing the Farm Credit System financial statements and related disclosures. Farm Credit of Southern Colorado expects all of its employees to act in accordance with the highest standards of personal and professional integrity in all aspects of their activities, to comply with all applicable laws, rules and regulations, to deter wrongdoing, and abide by its Policy and other policies and procedures adopted by the Association that govern the conduct of its employees. This Code of Ethics is intended to supplement the Policy.

In agreeing to this Code of Ethics, each employee pledges and agrees to:

  1. Engage in and promote honest and ethical conduct, including the ethical handling of actual or apparent conflicts of interest between personal and professional relationships.
  2. Avoid conflicts of interest and disclose to the Association Standards of Conduct Official or CEO or Association Audit Committee any material transaction or relationship that you have that reasonably could be expected to give rise to a conflict, or the appearance of a conflict of interest.
  3. Take all reasonable measures to protect the confidentiality of non-public information about the Association and its customers obtained or created in connection with its activities and to prevent the unauthorized disclosure of this information unless required by applicable law or regulation or legal or regulatory process.
  4. Produce full, fair, accurate, timely and understandable disclosure in Association financial statements and related financial reports or communications, as well as Association reports and documents filed with, or submitted to CoBank, the Funding Corporation and/or the Farm Credit Administration.
  5. Comply with applicable governmental laws, rules and regulations, as well as the rules and regulations of self-regulatory agreements to which the Association is a party.
  6. Promptly report any possible conflicts of interest or other possible violation of this Code of Ethics by you or by any other employee, officer, or director to the Association Standards of Conduct Official or Association Audit Committee.  If this violation is potentially material to the System financial statements, the individual contacted will notify the CoBank General Counsel or CEO or CoBank Audit Committee.  Reporting a possible violation to the CEO, Association Standards of Conduct Official or Association Audit Committee in connection with this Code of Ethics may be accomplished through the Association Whistleblower Program, which ensures the employee may remain anonymous.

In agreeing to this Code of Ethics, you understand you are prohibited from directly or indirectly taking any action to fraudulently influence, coerce, manipulate or mislead the Association’s independent public accountant for the purpose of rendering the financial statements of the Association misleading.  Further, your actions at all times shall be constructive to the process of generating timely and accurate financial reporting.  In addition, you understand that you will be held accountable for adherence to the Code of Ethics and that your failure to observe the terms of this Code of Ethics or the Policy may result in disciplinary action, up to and including termination of employment.  A violation of the Association Code of Ethics or the Policy may also constitute a violation of law and may result in civil and criminal penalties for you, your supervisors or Farm Credit of Southern Colorado, ACA.

For your information, all possible violations reported will be investigated.  Any actual violation of this Code of Ethics will be reported to the Farm Credit of Southern Colorado, ACA Board of Directors, along with the corrective action plan with respect to the actual violation.

If you have any questions regarding the best course of action in a particular situation, the Association Standards of Conduct Official or CEO should be promptly contacted.

  • Rates are established quarterly.
    • 3rd Quarter 2014 0.40%
    • 4th Quarter 2014 0.40%
    • 1st Quarter 2015 0.45%
    • 2nd Quarter 2015 0.45%
    • 3rd Quarter 2015 0.45%
    • 4th Quarter 2015 0.45%
    • 1st Quarter 2016 0.50%
    • 2nd Quarter 2016 0.50%
    • 3rd Quarter 2016 0.50%
    • 4th Quarter 2016 0.50%
    • 1st Quarter 2017 0.50%
    • 2nd Quarter 2017 0.60%
    • 3rd Quarter 2017 0.60%
    • 4th Quarter 2017 0.60%
    • 1st Quarter 2018 1.00%
    • 2nd Quarter 2018 1.25%
    • 3rd Quarter 2018 1.25%
    • 4th Quarter 2018 1.50%

    *Historical rates from July 1, 2014.

MEET THE EXECUTIVE COMMITTEE

Our executive committee leads FCSC. They are the decision makers and the leaders. They have extensive experience in farm credit and in agriculture.

OUR BOARD OF DIRECTORS

Our Board is comprised of the shareholders of our cooperative. When you lend with us, you become an owner. We are proud of our Board of Directors.

OUR LOCATIONS

Burlington: 719-346-5324 | Colorado Springs: 719-570-1087 | Headquarters: 719-570-1087 | La Junta: 719-384-4455 | Lamar: 719-336-7474 | Limon: 719-775-2838 | Monte Vista: 719-852-3341

CAREERS

We believe in hiring the right people, developing them, and letting them find their passion. Our employees are dedicated to progressing the agriculture industry and are deeply motivated, kind, and talented people.

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Who works for us?

Our employees

The perfect fit

Many of our employees come to us because of their desire to remain close to their agricultural roots. If you’ve grown up with farmers and ranchers and have been exposed to the values and lifestyle that agriculture promotes, it’s not an easy experience to leave behind.

Why should you work with us?

Experience

Our team

While many of the positions for which we recruit understandably require candidates with an agricultural background, it also takes individuals with specialized talents in other areas to make the credit process work effectively.

Farm Credit Benefits

Benefits Include

Our Benefits

Farm Credit understands the pressure on professionals to balance their work and family concerns. We know that employees who have peace of mind can fully enjoy their families and be more successful in their jobs. A well-designed, valuable employee benefits program gives employees an important, overall sense of security, including:

  • Life insurance for you and your family
  • Accidental death and dismemberment insurance
  • Disability coverage
  • Pretax dependent care spending account
  • Medical plan
  • Dental plan
  • Vision plan
  • Pretax health care spending account
  • Defined contribution 401(k) plan
  • Health savings accounts
  • Paid time off
  • Vacations
  • Holidays
  • Sick leave
  • Other leave
  • Salary continuance
  • Wellness Program

Benefits of working at FCSC

Benefits Include

Our Pitch

Many of our employees come to us because of their desire to remain close to their agricultural roots. If you’ve grown up with farmers and ranchers and have been exposed to the values and lifestyle that agriculture promotes, it’s not an easy experience to leave behind.  While many of the positions for which we recruit understandably require candidates with an agricultural background, it also takes individuals with specialized talents in other areas to make the credit process work effectively.  We recruit and hire people who have a wide range of experiences and skills.  This provides us with a diverse group of team members who have different levels of talent, backgrounds, experiences, and perspectives in order to improve the workforce environment and productivity.  Farm Credit of Southern Colorado is an equal opportunity-affirmative action employer and is committed to comply with all applicable laws providing equal employment opportunities.