Services / Insurance

Crop Insurance

We provide a variety of federally subsidized and private crop insurance products to help you leverage opportunities and protect yourself from a wide range of risks. Our specialists will help identify the best coverage for YOUR operation.

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Explore our crop insurance products.

Multi-Peril Crop Insurance

Our product line includes the full range of Multi-Peril Crop Insurance (MPCI) and FCIC-backed plans, including Yield Protection, Revenue Protection, Whole Farm Revenue Protection, Margin Protection, Livestock, Rainfall Index, and more.

Don’t see what you are looking for, or have a unique situation? Inquire with one of our specialists today!

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Yield Protection (YP)

Protect yourself against production losses due to a decrease in yield with YP.

Revenue Protection (RP)

Insure against revenue loss due to an increase or decrease in yield and/or price with RP. The final revenue guarantee is based on the higher of the projected price or harvest price.

Rainfall Index (RI)

Rainfall Index policies include Pasture, Rangeland, and Forage (PRF), Annual Forage (AF), and Apiculture (API). RI plans are group policies.

Livestock Protection

Livestock Protection protects against unexpected future declines in the market values, increasing feed costs, or decreasing milk prices.

Whole Farm Revenue Protection (WFRP)

Whole Farm Revenue Protection provides a risk management safety net for all commodities on the farm under one insurance policy.

The above plans (RP, RP HPE, and YP) use the Commodity Exchange Price Provisions (CEPP) to determine the prices. Eligible crops for these plans include: barley, canola/rapeseed, corn, cotton, grain sorghum, rice, soybeans, sunflowers, and wheat.

Private Products

In the high-risk economic climate of production agriculture today, many of you are looking for products to enhance your Multi-Peril Crop Insurance protection. We listen to you and your customers and evaluate the Private Products we offer so we can provide you competitive choices to meet your risk management needs.

We’d love to provide you with an analysis to provide you with the best private products for your operation. Contact us today!

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Crop-Hail Insurance

Hail damage can occur when you least expect it, from early in the season through harvest. It is important to keep Crop-Hail Insurance as an integral part of your risk management plans.

Learn more about Crop-Hail Insurance here.

Base Price Modifier (BPM)

The Base Price Modifier policy allows insureds the opportunity to increase the price election under eligible plans. We offer a BPM policy for Corn, Soybeans, and Wheat and a BPM policy for California Tree Nuts.

Enhanced Coverage Option (ECO)

The Enhanced Coverage Option is an area-based supplemental shallow-loss coverage that covers loss from 86% up to 90% or 95%. The endorsement is offered on 31 crops for the 2021 crop year. For 2021, ECO will only be available on crops and counties with a contract change date of 11/30 or later. Crop expansion is planned for 2022. Contact us for more information.

Supplemental Coverage Option (SCO)

SCO provides area-based coverage about your underlying policy’s coverage level up to 86%. You are able to select SCO when you elect the Price Loss Coverage PLC at the Farm Service Agency (FSA). SCO must be purchased with an underlying individual policy. These consist of: APH, YP, RP, or RPHPE.

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An inquiry does not guarantee an offering of products, or services.

This communication is only an overview of the described products. It does not include all features, exclusions, or limitations. Consult your agent or the policy provisions for further details.

FCSC is an equal opportunity provider, employer, and lender.