Our Purpose. Our Pride.

DATE POSTED: July 31st, 2026

LOCATION: Colorado

Farm Credit of Southern Colorado (FCSC) is seeking a Senior Capital Markets Credit Analyst to join our team. The chosen candidate will be responsible for evaluating complex Capital Markets credit requests and for approving, recommending, or declining credit actions. The role performs comprehensive risk assessments, structures credit facilities, and provides informed recommendations as a member of the Loan Committee. Additionally, the analyst identifies opportunities to enhance credit risk management practices and contributes to the development, implementation, and refinement of credit policies and procedures.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Quarterly travel required to the Colorado Springs Office.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 4 years.

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 120 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Responsibilities:

Credit Analysis and Loan Portfolio Management

• Performs comprehensive due diligence and analyzes financial, operational, and industry information for new loan originations, renewals, refinancings, and participation/syndication purchases. Evaluate opportunities against portfolio risk-return objectives, concentration limits, and strategic capital markets guidelines.

• Assesses prospective credit transactions for compliance with Association underwriting standards, credit policies, and risk management requirements.

• Reviews and approves or declines credit recommendations within delegated authority.

• Recommends credit approval or denial to the Credit Committee for transactions exceeding delegated lending authority.

• Prepares comprehensive credit narratives based on independent due diligence, financial analysis, and evaluation of customer information, supporting loan recommendations and the proposed level of Association participation.

• Prepares, recommendations, and approvals within delegated credit authority for servicing actions.

• Completes the servicing process for distressed credits, including loan reviews, action plans, ongoing monitoring, and regular borrower and lead lender engagement.

• Ensures completion of annual reviews per credit policy and procedures by Capital Markets credit team.

• Reviews annual credit reports provided by lead lenders.

• Verifies the reviews are in accordance with Association policies and procedures and customer financial performance is acceptable.

Relationship Management

• Develops and maintains effective communication, relationships and partnership strategies with key stakeholders.

• Recommends and coordinates the purchase and sale of participation loans.

• Coordinates sales activities with lending partners.

• Communicates and coordinates Association decisions, actions and reporting to participant relationships.

Credit Administration

• Develops, writes, and recommends enhancements to Capital Markets policies, procedures, and internal control framework.

• Responds to audit information requests, liaises directly with auditors, and collaborates with the Association Internal Auditor and Chief Compliance Officer (CCO) to address and resolve audit findings and issues.

• Reviews and monitors capital market portfolio for compliance with Association and FCA.

Capital Markets Support

• Leads and supports Credit Analysts through coaching, direction, and on-the-job training, fostering skill development and ensuring high-quality credit analysis.

• Provides operational support for the setup, administration, and ongoing management of sold and purchased loan participation interests.

• Serves as a subject matter resource to Capital Markets Operations by providing expertise on credit-related impacts affecting accounting, servicing, commitment management, and loan administration processes.

• Supports and collaborates with Capital Markets Operations staff to ensure timely and accurate preparation of reports, commitments, risk ratings, and other credit information.

Minimum Qualifying Characteristics:

• Bachelor’s degree in accounting, agricultural business, business administration, finance, economics, or related field.

• Minimum of seven (7) years of agricultural and/or commercial credit analysis experience.

• Experience with participation loans, capital markets transactions, or multi-lender/syndicated credits is preferred.

• Farm Credit experience is strongly desired.

• In-depth knowledge of lending, finance, and industry practices and methodologies.

• Advanced skills in cash flow and GAAP financial analysis; developing committee-ready narratives, collaborating across deal teams, and mentoring team members.

• Expert knowledge of financial statements and understanding income statements, balance sheets, and other financial reports.

• Ability to use discretionary judgment in making sound decisions and solving problems.

• Proficiency in Microsoft Word/Excel/PowerPoint/Outlook/Access with the ability to create, update, and maintain a variety of documents. Experience with nCino is an asset.

• Skill in oral and written communication, sufficient to discuss information effectively, and communicate complex topics to a variety of audiences.

• Ability to manage competing demands; excellent organization skills.

• Ability to work independently while collaborating effectively in a team environment.

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $78,600 - $96,000

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION: Until the position is filled.

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DATE POSTED: August 7th, 2026

LOCATION: Limon, CO/Burlington,CO

Farm Credit of Southern Colorado (FCSC) is seeking an Operations Specialist I/Online Banking Support to join our team. The chosen candidate will be responsible for providing customer service, performing post-closing and cash management tasks and providing location facilities support. They will also be responsible for completing various activities related to the setup, troubleshooting, and day-to-day support of all Digital Channel products, including, but not limited to, online banking, mobile banking, mobile deposit, remote deposit, ACH and Credit cards.

This position is full time, working approximately 40 hours a week, and is benefits eligible. This position will work out of the Limon Branch Office approximately 50% of the time and out of the Burlington Branch Office approximately 50% of the time.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 4 years.

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Responsibilities:

Cash Management

• Accepts and processes loan payments via drafts or wires

• Establishes authenticity and accuracy in daily work by:

o Running and reviewing daily reports

o Identifying and correcting any issues

o Accurately filing daily work

o Documenting all daily work as prescribed

• Performs the WebCapture process for the daily deposits.

• Completes branch balancing by running reports and checking against processed transactions, works with the Accounting Department to resolve discrepancies.

Customer Service and OLB Technical Support

• Provides accurate and efficient servicing and technical support of all Digital Banking products.

• Liaises with customers and Farm Credit staff to ensure the implementation of services, training of end users, and promotion of the features and benefits of bank products and services are being effectively communicated.

o Recommends modification of promotional materials and drafts materials for approval by marketing

• Provides phone and email support to internal and external customers resolving complex, in-depth issues often requiring lengthy calls or emails.

• Processes digital banking requests and applications, ensuring proper procedures are followed to minimize losses to the Bank and its customers, while maintaining high-quality service standards.

Loan Post Closing

• Onboards and books loan actions in system

• Disburses funds for loan actions

• Files UCC Liens with proper counties

• Reviews loan documents against list of necessary documents and files loan documents electronically

• Records legal documents

• Compiles and transfers custody of loan packages to Collateral Custodian

Loan Maintenance

• Works in cooperation with borrowers, agents and staff to monitor and maintain appropriate coverages and documentation on existing loans

Minimum Qualifying Characteristics:

• 1-2 years of clerical/teller/banking/office experience or an equivalent combination of education and experience sufficient to perform the essential functions of the job

• High school diploma

• General knowledge and practice of customer service principles and practices

• Skill in learning and applying standard processes and procedures

• General knowledge of standard office practices and procedures

• Skill in supporting team members by sharing workload and assisting as able to meet team objectives

• Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor and borrowers

• Knowledge of Microsoft Office suite sufficient to create, update and save basic documents

• General knowledge of lending systems

• Skill in creating and sustaining positive working relationships with co-workers

• Skill in accurately copying, posting or transcribing data

• Skill in maintaining an organized work space

• Skill in prioritizing assignments to complete work in a timely manner

• Skill in listening and conveying awareness of a customer's problem or issue to find resolution

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $47,000-$52,000

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

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DATE POSTED: August 10th, 2026

LOCATION: Southern Colorado Territory

Farm Credit of Southern Colorado (FCSC) is seeking a Credit Administration I to join our team. The chosen candidate will be responsible for examining the entire loan process. Responsibilities include finalizing, certifying, and monitoring loans (post-closing), and assuring regulatory compliance. Timely and accurate communication and collaboration with external and internal resources, services, and departments is required.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust. Our commitment to our employees has earned Farm Credit of Southern Colorado recognition by the Colorado Springs Gazette a Best Place to Work for the past 4 years.

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado. With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 120 staff members bring strength to its shareholders and communities. Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S. Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Responsibilities:

Final and certify loans post close

• Determine accuracy and completion of all required loan covenants

• Collaborate with loan officers and credit staff to correct and achieve 100% compliance with the loan covenants

• Review and compare final title policy with recorded Deed of Trust/Mortgage

• Communicate with title company any discrepancies and follow up until corrected

• Ensure all collateral is accurately secured according to collateral perfection procedures

• Document and report inconsistencies and inaccurate work and report findings to loan officers or credit department for corrections

• Utilize internal reports to follow up on problems identified.

• Confirm that all insurance requirements are met

• Prepare monthly report of secured real estate to submit for property tax monitoring.

• Create best practices and train staff to use them.

Responsible for the following reports to ensure compliance with funding bank, Internal Controls for Financial Reporting (ICFR), and Federal regulations:

• Association Internal Credit Review Report

o Identify follow up work to be completed and send to loan officer or credit department for corrections

• Credit Bureau Reporting

• PD (Probability of Default) and LGD (Loss Given Default) variance reports

o Ensure consistencies and accuracy among loans on monthly basis

o Identify new borrowers on report, research loans and communicate with loan officer to determine if the variance is correct or needs corrected

o If correction is necessary, work with credit department to launch loan action and follow-up to make sure correction has been completed

• Past Due Report – PCA and FLCA

o Notify loan officers of delinquencies

• Problem Loan Management Upcoming Actions Report

o Notify loan officers of upcoming actions

o Ensure PLMs are properly completed and updated for all FSA guaranteed loans, distressed loans, and criticized assets

o Assure deadlines and remarks are current by collaboration and communication with loan officers

• FSA Loans and Semi-Annual Reporting

o Ensure PLMs are current and semi-annual reporting is completed on time

• Loan Committee Approvals

o Validate that the proper approval process was used and document in the system

o Re-validate approvals as required

• Reg B Approval Tracking

o Communicate with loan officers and credit department when Reg B notifications are needed

o Follow up to make sure loan files are documented correctly

Borrower Communication

• Monitoring key dates to determine and follow up with appropriate borrower communication

• Send letters requesting annual financials Loan Post Closing

Miscellaneous duties

• Review and understand policies and procedures

• Identify and implement continuous process improvement

• Utilize decision making abilities to solve problems and resolve issues

Minimum Qualifying Characteristics:

• Post-secondary degree preferred

• 2 years of clerical, paralegal or credit experience or an equivalent combination of education and experience sufficient to perform the essential functions of the job.

• Knowledge of financial statements

• Knowledge of accounting principles, practices, and methods

• Experience with customer service principles and practices

• Knowledge of loan and security documents

• Understand chattel and real estate appraisals

• Demonstrate efficiency in Word/Excel/PowerPoint/Outlook sufficient to create, update, and save basic documents

• Oral and written communication, sufficient to exchange information effectively with peers, supervisor, and borrowers

• Accurately copying, posting, or transcribing data

• Interact and work effectively with others

• Maintain an organized workspace

• Prioritize assignments to complete work in a timely manner

• Analyze information to define a problem or objective

• Gather information from financial statements

• Listen and convey awareness of a customer’s problem or issue to find resolution

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment. All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $52,000 - $67,000. Seniority and accompanying compensation will be dependent upon level of experience and knowledge.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2. Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions. In addition, benefits for this position include medical, dental,

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See you next summer.

Medical Care

Optional medical coverage provides three options of coverage through BlueCross/Blue Shield of Illinois with HSA & FSA options and telemedicine services.

Dental Care

Choose between Basic and Comprehensive dental plans provided by Delta Dental of Kansas. The basic plan provides benefits for diagnostic services, preventive, and basic care. The comprehensive plan provides basic coverage as well as more extensive dental care including orthodontia.

Vision Care Plan

Managed vision care available through Vision Service Plan. Select coverage for eye exams, lenses, frames, and contact lenses.

Gym Access/Fitness Reimbursement

Two FCSC locations have in-office gyms. Employees who report to offices without gyms are eligible for reimbursement to cover the cost of gym/fitness memberships up to a certain amount.

FCSC offers 3% and matches up to an additional 6% of your 401k contribution, fully vested after 4 years.

Long-Term Disability

This benefit is provided by Farm Credit of Southern Colorado at no cost to the employee. In the event an employee becomes disabled, they are eligible to collect 66.67% of current monthly base salary.

Business Travel Insurance

Employer-paid insurance covers accidental death or dismemberment that may occur while traveling on company business. Coverage is equal to three times an employee’s total compensation.

Basic Accidental Death and Dismemberment Insurance

Employer-paid insurance at one times an employee’s total compensation.

Group Universal Life Insurance

Optional coverage for up to 10 times your total compensation for yourself, or up to $250,000 for your spouse.

Dependent Life Insurance

Optional coverage for eligible dependent children up to $25,000.

Optional Employee Term Life and Accidental Death and Dismemberment Insurance

Optional coverage for an additional one times your total compensation.

Voluntary (Employee-Paid) Benefits

Voluntary enrollment in Accident, Critical Illness, Hospital Indemnity, and Identity Theft Insurance

Full-time employees accrue a minimum of 15 days annual leave depending on years of service and job grade

Full-time employees accrue 15 days of sick leave per year

Full-time employees are allocated two mental health days

Farm Credit of Southern Colorado typically recognizes 12 paid holidays through the year

Farm Credit of Southern Colorado recognizes and allows for medical leave, military leave, funeral leave in the event of death of a relative, and leave for court service, jury duty and other circumstances that require employees to be absent for reasons other than their own illnesses or injuries.

Annual Bonus

Team members are eligible to receive an annual bonus based on individual, team and organizational business results

Educational Assistance

Full-time employees with at least one year of tenure qualify for FCSC’s tuition reimbursement program, which covers costs of career-related courses.

Employee Discount Program

Employees are eligible for discounts provided by the Farm Credit system. Discounts may include auto rentals, auto purchases, auto insurance, computers, flowers, gourmet foods, home services, money planning, travel, and wireless services.

Community Giving

FCSC hosts an annual Pikes Peak United Way Donation Campaign and offers 16 hours of paid community service leave to each employee every year.