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Our Open Positions

These are our open career positions. Don’t see one that fits what you’re looking for?
Send us a message and tell us why you’d be a good fit on our team.

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Business Analysis Manager

DATE POSTED: November 12th, 2024

POSITION: Business Analysis Manager

LOCATION: Southern Colorado Territory

Farm Credit of Southern Colorado (FCSC) is seeking a Business Analysis Manager to join our team.  The chosen candidate will be responsible for acting as a liaison between business stakeholders, data governance and IT teams, and ensuring that technology solutions are aligned with business needs and objectives.  They will lead reporting, data transformations, and system data migration and flow.

This position is full time, working approximately 40 hours a week, and is benefits eligible.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust.  Our commitment to our employees has earned Farm Credit of Southern Colorado  recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report’s 2023-2024 Best Place to Live survey!

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado.  With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities.  Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners  and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S.  Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Responsibilities:

Business Analysis

  • Serve as a liaison between business stakeholders and IT teams to ensure alignment of solutions with business goals
  • Participate in the design and testing of applications to ensure requirements are met
  • Facilitate communication and knowledge transfer between IT development teams and business users
  • Support change management efforts by developing and delivering training materials
  • Analyze and prioritize requirements based on business value and impact
  • Collaborate with business stakeholders to understand and document requirements
  • Serve as a Financial Reporting SME for data governance committee
  • Assist with maintaining high level of confidence in the association data by interacting with various departments or employees to improve data security, reliability, and access.

Financial Reporting Transformation

  • Lead or assist with projects that arise quickly or are part of the strategic planning of the association.
  • Design and create reports in new systems facilitate the migration of our technology platforms.
  • Assist with reconciliation of systems to ensure accurate and complete dataflows.
  • Provides expertise on synchronization of systems to maximize process flow and reduce errors.
  • Coordinate and participate in testing and user acceptance for new systems or software.
  • Provides insight on technological expertise and instruction for resolution processes.

Financial Reporting and Accounting Support

  • Initiates methodologies to improve processes and procedures for coordination of systems.
  • Improve reconciliation, reporting and data access for risk and finance teams.
  • Work with the Business Intelligence Manager to facilitate data transformation to usable reports to benefit financial and management reporting.

Processes and Procedures

  • Observes and follows association processes and procedures in association activities to comply and promote Best Practices.
  • Develops and presents training on new initiatives or technical practices utilized.

Minimum Qualifying Characteristics:

  • Bachelor’s degree in a related field such as computer science, information technology, finance, accounting or business administration
  • 10 years of financial reporting and 5 years of finance process transformation
  • Expert knowledge and practice of Farm Credit Association regulations, financial reporting and guidelines
  • Working knowledge of core banking systems
  • General knowledge of banking regulations, compliance requirements and industry standards related to banking
  • Working knowledge of Microsoft Office suite, ETL processes, data visualization, report creation, and business intelligence software’s
  • Proficiency in multiple financial information systems
  • Skill in compiling and analyzing data to draw logical conclusions
  • Skill in learning and applying standard processes and procedures
  • Skill in entering data quickly and accurately
  • Skill in learning new technologies and capabilities
  • Skill in prioritizing assignments to complete work in a timely manner
  • Skill in interacting and working effectively with others
  • Skill in creating and sustaining positive working relationships with co-workers
  • Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor and customers

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment.  All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $110,000 to $155,000.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2.  Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions.  In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION: Until the position is filled. 

APPLY NOW

 

 

 

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Vice President - Corporate Attorney

DATE POSTED:   November 5th, 2024

POSITION:  VP, Corporate Attorney

LOCATION: Colorado Springs, CO

Farm Credit of Southern Colorado (FCSC) is seeking a VP, Corporate Attorney to join our team.  The chosen candidate will be responsible for providing legal counsel, advice, analysis, and support on a wide range of matters in order to protect the Association’s legal interests.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust.  Our commitment to our employees has earned Farm Credit of Southern Colorado  recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report’s 2023-2024 Best Place to Live survey!

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado.  With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities.  Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners  and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S.  Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Position Summary:

The VP, Corporate Attorney provides legal counsel, advice, analysis, and support on a wide range of matters in order to protect the Association’s legal interests. The VP, Corporate Attorney educates members of the leadership team in legal and compliance matters and effectively manages and resolves legal issues that confront the organization.

Responsibilities:

Advice and Counsel

  • Provides legal advice to Association management and employees on business matters, including matters related to:
    • Farm Credit Administration Act and regulations
    • borrower and loan eligibility
    • lending compliance matters
    • commercial law and contracts
    • employment matters
    • corporate law
    • real estate
    • bankruptcy
    • data and system security
  • Weighs legal liability and risks against business costs and opportunities and advises Association management and employees on business activities
  • Interprets legal and regulatory changes and provides advice
  • Advises the Board on the annual Standards of Conduct (SOC) reporting process and determines if SOC reports meet regulatory requirements
  • Recommends Association position on state and federal legislative issues and serves as the primary legislative contact for the association
  • Updates the Board and committees on Association legal activities

Legal Compliance and Training

  • Identifies, researches and resolves legal, policy and compliance issues
  • Reviews recently enacted laws and regulations and identifies actions necessary to achieve compliance
  • Ensures bylaws, resolutions, policies, agreements, forms and communications are compliant with legal obligations and sound business practices to minimize risk
  • Writes reports and legal opinions
  • Answers questions and provides guidance and training to Association employees on legal and compliance topics

Contracts

  • Negotiates and drafts legal documents and agreements with employees and third parties
  • Negotiates or supports business negotiations on contract provisions
  • Identifies and communicates legal issues related to Association contracts with vendors, third party servicers and others
  • Provides post-execution consultation with Association employees regarding the interpretation, enforcement and termination of contracts

Association Standards of Conduct Liaison

  • Works as a liaison between external Standards of Conduct Official and association employees, answering questions as appropriate or referring to the SOCO when necessary
  • Coordinates, tracks and maintains annual Standard of Conduct disclosures, Codes of Ethics and association and board training in these areas

Litigation

  • Monitors and manages litigation of varying types including foreclosure, bankruptcy, estate claims and other collection actions, condemnations, etc.
  • Provides advice on litigation strategy and settlements
  • Drafts agreements, pleadings, collection and other documents as needed

Minimum Qualifying Characteristics:

  • Juris Doctor from an American Bar Association accredited law school
  • 5+ years of experience in a law firm or corporate law department in the banking industry. Background or experience in agriculture preferred.
  • Active license to practice law in the state of Colorado
  • Working knowledge of federal and state laws regarding creditor’s rights, contracts, real estate, the Uniform Commercial Code, employment and employment discrimination, bankruptcy, and business and commercial litigation
  • Working knowledge of federal and state laws and compliance requirements within the financial industry and relevant to the Association, including the Farm Credit Act and Farm Credit Administration regulations
  • Working knowledge of commercial loan documentation
  • High level of integrity
  • Strong attention to detail and high accuracy
  • Strong analytical, critical thinking and decision-making skills
  • Skill to identify, analyze and research complex legal and business issues
  • Skill in exercising sound legal and business judgment in a decisive and timely manner
  • Skill in developing and maintaining good interpersonal relationships when dealing with complex issues
  • Strong oral and written communication and presentation skills to effectively communicate complex topics to a variety of audiences and to draft legal documents.

 

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment.  All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

 

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $150,000 to $190,000.

 

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2.  Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions.  In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION: Until the position is filled.

APPLY NOW

 

 

 

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Data Engineer

DATE POSTED: October 31st,2024

POSITION: Data Engineer

LOCATION: Southern Colorado Territory

Farm Credit of Southern Colorado (FCSC) is seeking a Data Engineer to join our team.  The chosen candidate will build and optimize the association’s data and data pipeline architecture. This includes data flow

and collection, ensuring consistent architecture throughout. The incumbent’s work is varied, supporting multiple teams, systems, and projects. Staying up-to-date with data engineering tools and technologies, including cloud-based data services, is essential for this position. This position is full time, working approximately 40 hours a week, and benefits eligible.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust.  Our commitment to our employees has earned Farm Credit of Southern Colorado  recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report’s 2023-2024 Best Place to Live survey!

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado.  With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities.  Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners  and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S.  Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

ESSENTIAL RESPONSIBILITIES:

Data Storage

  • Designs, optimizes, and maintains databases for efficient data storage and retrieval.
  • Manages data warehouses or data lakes to ensure accessibility and reliability of data.
  • Develops and maintains data models and schemas that support analytics and reporting.
  • Manages our Snowflake instance to provide business and regulatory report on our portfolio and ancillary services from initial contact to post loan closure.

Data Architecture

  • Builds and maintains data pipelines to move, transform, and load data from various sources to a centralized repository.
  • Optimizes data infrastructure and pipelines for speed, scalability, and cost-effectiveness.
  • Designs, publishes, documents, monitors, secures, and analyzes Application Programming Interfaces (APIs). Creates ETL (Extract, Transform, Load) processes to clean, transform, and prepare data for analysis

Data Quality

  • Ensures data completeness, integrity, and security through validation, monitoring, and governance practices.
  • Normalization of data to eliminate duplications and ensure single source of truth.

Data Collaboration

  • Works closely with stakeholders to understand data needs and provide access to relevant data.
  • Creates documentation and provides support to help others understand and use the data infrastructure effectively.

Data Security and Confidentiality

  • Appropriately protects the confidentiality, security, and integrity of the Association, employees, borrowers, and other stakeholders.

 

QUALIFYING CHARACTERISTICS

  • Bachelor’s degree in Computer Science, Information Technology, Business, or a related field.
  • 5 years of related experience as a Data Engineer or similar role or an equivalent combination of education and experience sufficient to perform the essential functions of the job
  • 2 years’ experience working within Snowflake required
  • Technical expertise with data pipelines, API management, data models, and data warehouses
  • Working knowledge of programming languages (e.g. Java and Python)
  • Hands-on experience with SQL database design
  • Demonstrated analytical skills
  • Demonstrated skill in interacting and collaborating with others
  • Skill in oral and written communication, sufficient to discuss a variety of job-related topics, and to effectively communicate complex topics to a variety of audiences
  • Skill in utilizing a systematic approach to problem solving
  • Skill in researching information to gain knowledge to apply to business challenges
  • Skill in performing a variety of duties, often changing from one task to another of a different nature
  • Skill in advising and guiding individuals to achieve results

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $110,000 to $160,000.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2.  Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions.  In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION:         Until Filled

APPLY NOW

 

 

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Rural 1st Mortgage Loan Officer

Farm Credit of Southern CO – Rural 1st Mortgage Loan Officer- Position 

DATE POSTED:  7/15/2024

POSITION: Rural 1st Mortgage Loan Officer

LOCATION: Southern Colorado Territory

Farm Credit of Southern Colorado (FCSC) is seeking a Rural 1st Mortgage Loan Officer to join our team.  The chosen candidate will be responsible for building relationships with business contacts and prospects in the assigned territory in order to originate rural home loans and rural recreational property loans.  The Rural 1st Mortgage Loan Officer leads customer relationships and coordinates with others throughout the loan process.

This position is full time, working approximately 40 hours a week, and is benefits eligible. Occasional travel may be required to sufficiently support other locations within territory.

Organizational Information

At Farm Credit of Southern Colorado, we believe in creating a culture where teammates enjoy coming to work and feel included. We live this every day by enacting our FIRST principles, Fun, Integrity, Respect, Service, and Trust.  Our commitment to our employees has earned Farm Credit of Southern Colorado  recognition by the Colorado Springs Gazette a Best Place to Work for the past 3 years. Come join us in Colorado Springs, ranked No. 3 in US News & World Report’s 2023-2024 Best Place to Live survey!

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving its member/owners in 31 counties throughout Southern Colorado.  With over $1.6 billion in assets, Farm Credit of Southern Colorado’s approximately 100 staff members bring strength to its shareholders and communities.  Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, land owners  and rural homeowners.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S.  Its 59 institutions serve our country’s farmers and ranchers, rural America, and agribusiness.

Position Summary:

The Rural 1st Mortgage Loan Officer (RLO) builds relationships with business contacts and customers in the Southern Colorado territory. The RLO uses their knowledge of the consumer marketplace, products, and finance to fully understand the prospect’s business and personal plans and markets the association’s rural home loan products, agricultural loan products and financial services that best meet those needs. The RLO leads the customer relationship and coordinates with others to serve the customer’s loan needs.

Responsibilities:

Sales and Relationship Management

  • The RLO will originate consumer credit to customers seeking loans for rural residential and rural recreational property. The core function of this role is obtain loan applications and supporting financial information, screen requests for initial eligibility, and submit the applications to the underwriting team for review.
  • Spends around 40%-60% of time out of the office traveling locally to build professional relationships with customers, prospective customers, industry professionals and other influencers. These sales and marketing efforts will result in rural home loan applications and contribute towards an increase in our market share in the assigned territory.
  • Builds relationships with other brokers and agents to expand and maintain a presence in the marketplace while
  • Develops understanding of customer goals, credit strengths and weaknesses to deliver “value added”/constructive financial services to the customer
  • Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer’s loan and servicing needs
  • Communicates with the customer and with internal team members regarding the customer’s needs
  • Introduces customers to the Association’s process and the retail service team that will support the process

Credit Delivery

  • Gathers and documents customer financial information and application details, in compliance with lending requirements and in coordination with the credit department
  • Interprets and evaluates financial information and asks appropriate follow-up questions to determine viability and profitability and the appropriate product or service
  • Recommends loan terms, conditions, and collateral position consistent with the request and associated loan risks, and sets clear expectations with the customer
  • Documents customer information in appropriate systems
  • After initially screening for soundness, submit information to our credit department for final decision
  • Communicates credit decisions, loan terms and conditions to the customer

Service Portfolio

  • Coordinates the disbursement process in home loan construction projects in cooperation with the construction team
  • Refers to Operations department to complete servicing actions required for individual customer circumstances.

Minimum Qualifying Characteristics:

  • 210 Years Lending Experience; preference for experience in mortgage or consumer lending
  • Bachelor’s degree in business administration, finance, accounting or related field; or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
  • Driver’s license
  • NMLS ID
  • General knowledge of financial services products and processes
  • General knowledge of the market segment and territory
  • General knowledge of financial statements and mathematical concepts
  • General knowledge of economic conditions
  • General knowledge of consultative selling techniques
  • Skill in engaging in conversation to identify customer needs and opportunities
  • Skill in reasoning persuasively
  • Working knowledge of association products, services, fees and their application to customers’ needs
  • Working knowledge of market segment and territory
  • Working knowledge of economic conditions, competitions’ products, interest rates and fees
  • Working knowledge of origination systems and process
  • Working knowledge of financial statements and mathematical concepts
  • Skill in establishing and maintaining productive relationships within and outside the organization
  • Expert skill in consultative selling
  • Skill in creating networks with business contacts and influencers to develop sales
  • Skill in negotiations
  • Skill in assessing and delivering sound credit
  • Skill in reasoning persuasively to sell or promote financial services and products
  • Skill in closing sales

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment.  All qualified applicants will receive consideration for employment without regard to race, color, age, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $67,000-$115,000 base salary plus potential annual incentive based upon sales production.

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2.  Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions.  In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION: Until the position is filled. 

 

APPLY NOW

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Loan Officer

Southern CO Territory – Loan Officer Position

DATE POSTED: Continuous

POSITION: Loan Officer

LOCATION: Eastern/Southern CO Territory

 

Farm Credit of Southern Colorado (FCSC) is seeking a Loan Officer to join our team.  The chosen candidate will be an exempt employee who develops and maintains relationships with borrowers, identifies financial tools which provide value to borrower’s business, gathers complete loan applications, initiates loan origination and servicing processes, reviews credit write-ups, decisions loan actions within individual and team authority levels, and services financial loans.  The chosen candidate will service one of our branches in the eastern Southern Colorado Territory.

Today, the Farm Credit System is one of the strongest, most financially sound lending institutions in the U.S.  Its 67 institutions serve our country’s farmers and ranchers, rural America and agribusiness.

Organizational Information

As one of the Farm Credit System’s associations, Farm Credit of Southern Colorado is a robust organization serving 1,300 member / owners in 31 counties throughout Southern Colorado.  Over $1 billion in assets, Farm Credit of Southern Colorado’s approximately 80 staff members bring strength to its shareholders and communities.

Farm Credit of Southern Colorado is a member-owned cooperative that provides a wide range of financial products and risk management services for agricultural producers, agribusinesses, and farmland and rural homeowners. FCSC strives to provide a culture and environment that values fun, integrity, respect, service and trust.

Position Summary:

The Loan Officer will be responsible for achieving growth of loan portfolio in assigned territory through professional marketing and visibility, while creating and maintaining existing lending relationships.  They will also be able to identify opportunities to create new relationships by leveraging Agricultural producer networks and referrals to build relationships to achieve business results. The chosen candidate must be able to communicate the value of Association products and of doing business with Farm Credit.

The Loan Officer processes, analyzes, and services a moderate to high volume of mortgage and commercial loans of various sizes. Works collaboratively with functional teams within the organization.

Our ideal candidate values relationships, respects the knowledge and talents of others, and works as part of a professional team to provide high quality customer service.

 

Essential Responsibilities:

Marketing and Relationship Management

  • Creates and maintains relationships with borrowers
  • Identifies opportunities to create new relationships
  • Communicates value of Association products and services to new and existing borrowers
  • Hosts events for new and existing borrowers
  • Attends conferences and events to market to new and existing borrowers

Loan Origination and Renewals

  • Interviews and gathers application information from borrowers
  • Initiates origination and servicing processes in loan software
  • Enters customer information, loan details and financial information into loan software
  • Delegates work to Credit Support Specialists
  • Collaborates with supervisor and peers to discuss options available for borrowers
  • Contacts external parties to finalize details for loan closing
  • Orders and reviews appraisals
  • Informs borrowers of loan decisions

Credit Analysis

  • Verifies completeness and accuracy of loan package and financial information presented by borrowers
  • Reviews financial analysis and credit write-ups
  • Identifies risk rating
  • Approves loans within individual and team authority levels
  • Refers loans outside credit authority levels to the Central Loan Committee

Loan Closing

  • Reviews loan documents prior to closing
  • Administers loan closings to ensure complete execution of loan documents
  • Delivers executed documents to Operations Team

Portfolio Monitoring and Servicing

  • Monitors loan portfolio for customer delinquency
  • Addresses loan delinquency according to established policy and procedure
  • Responds to customer requests and questions related to loans
  • Collects annual financial information and initiates annual financial reviews
  • Evaluates borrower collateral/chattel annually
  • Approves servicing actions within delegated authority

Chattel Evaluations

  • Inspects and evaluates collateral to identify condition, accessibility and marketability
  • Researches comparable sales
  • Documents findings
  • Coordinates chattel inspections & appraisals with Appraisal department

Education

  • Completes continuing education related to credit philosophies, policies and procedures, and regulations
  • Completes training regarding Association or software/hardware changes

Data Security and Confidentiality

  • Appropriately protects the confidentiality, security, and integrity of the Association, employees, borrowers, and other stakeholders

 

Qualifying Characteristics:

Seniority and accompanying compensation will be dependent upon level of experience and knowledge.

  • Driver’s License
  • Knowledge of agricultural operations
  • Knowledge of agricultural markets
  • Knowledge of financial statements and mathematical concepts
  • Knowledge of financial structuring and loan products
  • Knowledge of accounting principles, practices and methods
  • Knowledge of credit administration and portfolio management procedures
  • Knowledge of Word/Excel/PowerPoint/Outlook sufficient to create, update and save basic documents
  • Skill in oral and written communication, sufficient to exchange information effectively with peers, supervisor and borrowers
  • Skill in establishing and maintaining productive relationships within and outside the organization, borrowers and vendors
  • Skill in gathering, compiling and organizing information
  • Skill in listening closely to understand the speaker’s intent
  • Skill in listening and conveying awareness of a borrower’s problem or issue to find resolution
  • Skill in interacting and working effectively with others
  • Skill in focusing and concentrating on details
  • Skill in applying processes and procedures to factual data to make a logical decision
  • Skill in reasoning persuasively to sell or promote financial services and products

 

Farm Credit of Southern Colorado is an Equal Opportunity Employer dedicated to diversity in the workplace and offers a great work environment.  All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, or protected veteran status.

The following information is disclosed in compliance with the Colorado Equal Pay for Equal Work Act. Similar positions applied for outside of Colorado will not necessarily receive the same compensation.

Salary Range: $50,000-120,000

This range is a good-faith and reasonable estimate of the range of possible compensation at the time of this posting. Actual salaries could vary and may be above or below the range as permitted by Colorado Equal Pay Transparency Rule 4.1.2.  Variation is based on various factors including but not limited to location, qualifications, experience, operational needs and other considerations permitted by law. In compliance with the Colorado Equal Pay for Equal Work Act, a potential new employee’s salary history will not be used in compensation decisions.  In addition, benefits for this position include medical, dental, vision and life insurance, 401k, tax advantage accounts, paid vacation, sick leave and parental leave.

FINAL DATE FOR APPLICATION:   There are no current openings for this role. If you are interested in being contacted for future openings, please submit an application below.    

 

APPLY NOW

Looking for an internship opportunity?

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Our Purpose. Our Pride.

Agriculture is who we are. For some of our employees, Farm Credit has been a career for over 30 years.
Customer Appreciation Events Season

Our Hiring Process

1. Eligibility

We look for passionate, talented, motivated, and kind people.


We have a commitment to ensure that our customers always come first. As a cooperative, we believe in doing everything we can to make sure our members find success. While lending and providing financing is at the core of what we do every day, to us, it’s more than that. We fight for our partners, we strive to help them in the good times and the bad, and we passionately work towards progressing the future of agriculture and rural America.

2. Application

We pride ourselves on being an employer of choice. While many positions require an agriculture background, we have talented employees in many different departments.


From marketing to training & development, to IT and compliance, we have it all. We believe in hiring the right people and getting out of their way for them to shine and be successful. Don’t see a job opening that you’re passionate about? Still want to be on our team? Send us a message below and tell us how you could fit in our association and help us be successful.

3. Review Process

Once we receive your application, there are many things that are going to happen.


We make sure that every employee we hire is not only a good fit for our company but that we are a good fit for them, too. We put all finalists for positions through screenings, personality tests, phone interviews and more, before we have an in-person interview. We take all factors into consideration, from resume/CV, and cover letter, to how you score on these screening tests.

4. Success

We pick the best and the brightest to work at FCSC.


Our employees are a cut above. To join our family and progress your career, just be yourself. If you have the talent, the character, the values and the experience we are looking for, sit back and relax. We want to spend time getting to know you.

How to nail your interview:

Dress to Impress

While we work in agriculture, we hold a business casual dress code at our company. Remember it is suggested to dress one pay grade higher than the job you are going for.

Be Genuine

If you are in an in-person interview, be yourself! We are trying to get to know you better, hear more about your experience, and see if you’d fit in with our employees. It’s okay if the answer to a question is ‘no’. We care more about your character and your experience than you being the perfect fit!

Be Present

Nothing ruins an interview more than a cell phone, a water bottle, or your own refreshments at the table. Be present. Have no fear, the water and coffee will appear! Beyond setting distractions aside, ask thoughtful questions. Be aware of who we are and what our mission is. (Hint: go check out our About page). Having done some research on our company and our mission and being actively engaged in a conversation will set you up for great success. Remember, a follow-up note after the interview sets you apart from the rest.

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