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Flexible agricultural financing for every stage of your operation

Agricultural Equipment Loans

Equipment financing built for how you work

Livestock Financing

Flexible financing to support and grow your livestock operation

Operating Loans

Working capital solutions to keep your operation moving

Rural Real Estate Loans

Long-term financing for farmland, ranches, and rural property

Rural Home Loans

Mortgage solutions for rural homes, land, and unique properties

Recreational Property

Financing for recreational land and outdoor lifestyle properties

Young, Beginning, Small Farmers Program

Specialized financing for young, beginning, and small producers

Revolving Line of Credit

Flexible credit to manage cash flow and seasonal needs

Rates & Qualifications

Financing rates and qualifications can feel complicated, but they don’t have to be.

Rates & What to Expect

Find a Loan Rates & Qualifications What You'll Need to Apply How the Loan Process Works

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All Insurance Options

Risk management solutions built for agriculture

Protect your crops, revenue, and long-term viability

Crop Hail Insurance

Protection against hail and unexpected weather events

Livestock Protection

Coverage to manage risk and protect your livestock investment

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Our Loan Officers

Connect with local experts who understand your operation

Explore loan options tailored to your goals and operation

Loan Application Requirements

What you need to apply and move forward with confidence

How the Loan Process Works

A clear step-by-step guide to the loan process

Get to know us

Our history, values, and commitment to agriculture

How Farm Credit Works

How patronage and ownership benefit your operation

Meet the team guiding our mission and strategy

Community Impact

Supporting agriculture and strengthening local communities

Our Cooperative Model

How our member-owned structure supports your success

Financial Reports

Quarterly and annual financial reports are available for review

Careers rooted in agriculture, community, and purpose

See what’s coming up and connect with our ag community

Annual Stockholders’ Meeting

Join us virtually or in-person for our Annual Stockholders' Meeting

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Explore Loan Options

All Loan Options Agricultural Equipment Loans Livestock Financing Operating Loans Rural Real Estate Loans Rural Home Loans Recreational Property Young, Beginning, Small Farmers Program Revolving Line of Credit Rates & Qualifications

Rates & What to Expect

Find a Loan Rates & Qualifications What You'll Need to Apply How the Loan Process Works

Explore Insurance Options

All Insurance Options Crop Insurance Crop Hail Insurance Livestock Protection

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All Posts Customer Stories Insights News

Insights

Understanding Rural Home Loans: A Conversation with Senior Loan Officer Justin Fisher

5 min read

Understanding Rural Home Loans: A Conversation with Senior Loan Officer Justin Fisher

Learn how Farm Credit of Southern Colorado helps rural homebuyers navigate acreage limits, land financing, and nontraditional income.

News

Farm Credit of Southern Colorado Announces $8 Million Cash Patronage Dividend for 2025

5 min read

Farm Credit of Southern Colorado Announces $8 Million Cash Patronage Dividend for 2025

Farm Credit of Southern Colorado announces an $8 million patronage dividend for 2025, returning value directly to local farmers and ranchers.

Insights

Board Chair Whitney Hansen Speaks at The Federal Reserve Board of Governors Fed Listens Series

9 min read

Board Chair Whitney Hansen Speaks at The Federal Reserve Board of Governors Fed Listens Series

Gain insight into the challenges faced by agriculture from Whitney Hansen, sharing a perspective on resilience at the Federal Reserve's Fed Listens Series here!

News

Farm Credit of Southern Colorado Awarded Gazette’s Best Places to Work 2023

3 min read

Farm Credit of Southern Colorado Awarded Gazette’s Best Places to Work 2023

We are extremely proud to announce that Farm Credit of Southern Colorado has been honored with yet another Gazette's Best Places to Work Award for 2023! Thank you to everyone who voted!