Rural Home Loans
Southern Colorado mortgage lending made easy, one relationship at a time.
Whether you’re looking to buy your dream home in the country or have your heart set on a hobby farm or cabin in the woods, Farm Credit of Southern Colorado’s Rural Home Loan Program can help you make your dreams a reality.
We finance what other Colorado lenders can’t.
Finding home mortgage financing for your rural property or farm land is no longer a fantasy. We appraise and finance land for agriculture and farm properties that other lenders would find difficult—if not impossible—to find solutions for, including homes in rural towns, log homes, real estate with outbuildings and other unique properties.
We offer competitive rates and financing options to fit many needs, including conventional fixed-rate mortgages, site/land loans, and construction loans.
Conventional Loans
Single-family residences, duplexes or townhomes with limited outbuildings.
Non-Conforming Loans
40+ tillable acres or zone agricultural with substantial outbuildings. Financing available for unique properties like log homes, manufactured homes and earth homes. We also offer financing for properties with 5 to 160 acres or more, offer bare land options for recreational properties, and have options for hobby farms and income-producing properties. We also allow for Schedule F income.
Ready to apply for a rural home loan? Let’s get started.
Our Ag financing team at Farm Credit of Southern Colorado can help you get the answers you need.
