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Operating Loans

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Keep Your Operation Moving Forward

Our operating line of credits offer you access to funds whenever you may need them. Ask about our Purchase Card Program to conveniently access your line of credit, wherever life takes you.

Financing Built for the Realities of Agriculture

We understand agriculture because it’s all we do. Our operating loans come with the flexibility to meet your needs as they arise.

Credit to Finance Your Operation

Farm Credit of Southern Colorado (FCSC) makes loans for operating inputs and expenses including feed, fertilizer, seed, and labor. Your operating lines can also be used for expenditures such as rent, taxes, insurance, and day-to-day living.

Structured How You Need It

FCSC’s Farm Equipment & Operation Leases can be designed to meet your specific financing needs. Your options include a commitment line that allows you to draw money as needed against a predetermined amount of credit for an operating cycle, or a revolving line that works just like a commitment line but payments restore credit to full use again.

Benefits That Revolve Around You

Our operating loans are flexible to help you through the ebbs and flows of the industry. We offer some choices to help you plan for your operation: payment schedules tailored to match your cash flow; variable interest rates; and loan terms of 1-3 years.

Ready to apply for an operating loan with Farm Credit of Southern Colorado? Let’s get started.

Farm Credit of Southern Colorado makes it easy for you to access a line of credit whenever you may need it. Our Operating Line of Credits are structured for flexibility and simplicity to make your operation run as smoothly as possible. Let’s make your money work for you.

Farmland

AGRICULTURAL INSURANCE

We're here to help you protect what matters most. Our crop and livestock risk protection gives you confidence through every season.