OPERATING LOANS

Farm Credit makes loans for operating inputs and expenses, such as feed, fertilizer, seed and labor, as well as for such expenditures as rent, taxes, insurance and day-to-day living.

Farm Credit of Southern Colorado operating loans can be designed to meet your specific financing needs. Your choices include:

  • A commitment line that allows you to draw money as needed against a predetermined amount of credit for an operating cycle
  • A revolving line that works just like a commitment line but payments restore credit to full use again
  • Loan terms of 1–3 years
  • A payment schedule that can be tailored to match your cash flow
  • Variable and fixed interest rate options