Terms & Conditions
Privacy Policy
Last updated: December 7, 2023
Farm Credit of Southern Colorado (“us”, “we”, or “our”) operates the Farm Credit of Southern Colorado website (the “Service”).
This page informs you of our policies regarding the collection, use and disclosure of Personal Information when you use our Service.
We will not use or share your information with anyone except as described in this Privacy Policy.
We use your Personal Information for providing and improving the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible at AgLending.com
Information Collection And Use
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information (“Personal Information”) may include, but is not limited to:
- Name
- Email address
- Telephone number
- Address
Log Data
We collect information that your browser sends whenever you visit our Service (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages and other statistics.
Cookies
Cookies are files with small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a web site and stored on your computer’s hard drive.
We use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Service Providers
We may employ third party companies and individuals to facilitate our Service, to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.
These third parties have access to your Personal Information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Security
The security of your Personal Information is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.
Links To Other Sites
Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.
We have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Children’s Privacy
Our Service does not address anyone under the age of 18 (“Children”).
We do not knowingly collect personally identifiable information from children under 18. If you are a parent or guardian and you are aware that your child has provided us with Personal Information, please contact us. If we discover that a child under 18 has provided us with Personal Information, we will delete such information from our servers immediately.
Compliance With Laws
We will disclose your Personal Information where required to do so by law or subpoena.
Changes To This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, please contact us.
Terms and Conditions
Last updated: December 7, 2023
Please read these Terms of Use (“Terms”, “Terms of Use”) carefully before using the AgLending.com website (the “Service”) operated by Farm Credit of Southern Colorado (“us”, “we”, or “our”).
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Accounts
When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.
You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.
You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
Intellectual Property
The Service and its original content, features and functionality are and will remain the exclusive property of Farm Credit of Southern Colorado and its licensors.
Links To Other Web Sites
Our Service may contain links to third-party web sites or services that are not owned or controlled by Farm Credit of Southern Colorado.
Farm Credit of Southern Colorado has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Farm Credit of Southern Colorado shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.
Termination
We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Disclaimer
Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Governing Law
These Terms shall be governed and construed in accordance with the laws of United States without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.
Changes
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.
Contact Us
If you have any questions about these Terms, please contact us.
Equal Employment Opportunity Statement
Farm Credit of Southern Colorado, ACA (hereinafter the “Association”), is an equal opportunity-affirmative action employer. As an equal opportunity employer, Farm Credit of Southern Colorado, ACA, is committed to comply with applicable law, regulation, and Association policies on hiring practices and employment program practices. Pursuant to, among other applicable law, the Farm Credit Act and related federal regulations, Farm Credit of Southern Colorado, ACA, is also committed to the elimination of barriers that restrict employment opportunities to anyone on the basis of race, color, religion, sex, age, national origin, disability, sexual orientation, and/or parental status.
Equal Credit Opportunity Statement
The Association transacts business in accordance with The Consumer Credit Protection Act, as amended by the Equal Credit Opportunity Act Amendments of 1976.
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:
• On the basis of race, color, national origin, religion, sex, marital status or age;
• Because income is from public assistance; or
• Because a right has been exercised under the Consumer Credit Protection Act.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST BY THE ASSOCIATION, YOU SHOULD SEND A COMPLAINT TO:
Farm Credit Administration
Office of Congressional and Public Affairs
1501 Farm Credit Drive
McLean, VA 22102-5090
(703) 833-4056
(703) 883-4444 TDD
Equal Housing Lender Statement
The Association transacts business in accordance with federal Fair Lending laws, including the Fair Housing Act.
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
• Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling or to deny any loan secured by a dwelling; or
• Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.
IF YOU BELIEVE YOU HAVE BEEN DISCRIMINATED AGAINST BY THE ASSOCIATION, YOU SHOULD SEND A COMPLAINT TO:
Assistant Secretary for Fair Housing and Equal Opportunity
Department of Housing and Urban Development
Washington, D.C. 20410
(800) 669-9777 (Toll Free)
(800) 669-9275 TDD
For processing under the Federal Fair Housing Act
User Agreement
The following are terms of a legal agreement between you and the Association (the “Agreement”) that sets forth the terms and conditions for your use of this website. The site is owned and operated by Farm Credit of Southern Colorado. This site is being provided to you expressly subject to this Agreement. By accessing, browsing and/or using this site, you acknowledge that you have read, understand and agree to be bound by the terms of this Agreement, and to comply with all applicable laws and regulations. The terms and Conditions of Use (set forth below) of this Agreement form an essential basis of the bargain between you and Farm Credit of Southern Colorado. If you do not agree with any of these terms and Conditions of Use, do not use this site.
Farm Credit of Southern Colorado reserves the right to amend this Agreement at any time. You should check this Agreement periodically for changes. All changes shall be effective upon posting. Your continued used of this site after any changes to this Agreement are made constitute your agreement to be bound by such changes.
Conditions of Use
PLEASE
CAREFULLY REVIEW THE CONDITIONS OF USE BEFORE USING THIS SITE. ANY USE OF THIS SITE CREATES A BINDING AGREEMENT TO COMPLY WITH THESE CONDITIONS OF USE. IF YOU DO NOT AGREE TO THESE CONDITIONS OF USE, YOU SHOULD EXIT THIS SITE.
By accessing and using this site, you agree that your access and use are subject to the Conditions of Use and Agreement described herein as well as all applicable state and federal laws. Every time you access or use this website, you agree that you are bound by, and accept in full, the following conditions:
Privacy
You agree to abide by the terms of our Privacy Policy.
Site Security
You agree not to violate or attempt to violate the security of this website.
Use of Web Site
You may not, for commercial or public purposes, copy, modify, distribute, transmit, display, reproduce, transfer, resell, or republish any of the contents of this website without the prior written consent of Farm Credit of Southern Colorado, which consent may be withheld in Farm Credit of Southern Colorado’s sole discretion.
Modifications
Farm Credit of Southern Colorado may at any time make modifications, changes, and alterations to the contents of this website, including the Conditions of Use and the Agreement, without prior notice. You are responsible for regularly reviewing these Conditions of Use. Your continued use of this website following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.
Copyright
All content included on this website, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, and all compilations thereof, are the property of Farm Credit of Southern Colorado or its strategic partners and are protected by United States and international copyright laws.
Trademarks
“Farm Credit of Southern Colorado,” “Colorado Country Lending,” “AgLend Now,” and other marks indicated on our site are trademarks of Farm Credit of Southern Colorado or its strategic partners. Farm Credit of Southern Colorado and its strategic partners’ graphics, logos, page headers, button icons, scripts, taglines, and service names are trademarks or trade dress of Farm Credit of Southern Colorado or its strategic partners. Farm Credit of Southern Colorado’s or its strategic partners’ trademarks and trade dress may not be used in connection with any product or service that is not Farm Credit of Southern Colorado’s or its strategic partners’, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Farm Credit of Southern Colorado or its strategic partners.
Indemnification
You agree to indemnify and hold the Association harmless against any and all claims, losses, expenses, demands or liabilities, including attorney’s fees and costs incurred by the Association in connection with any claim by a third party (including any intellectual property claim) arising out of (i) information you submit or transmit through this site or (ii) your use of this site in violation of the Agreement, Conditions of Use, or in violation of any applicable law. You further agree that you will cooperate fully in the defense of any such claims.
Governing Law
These Conditions of Use shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to the conflict of laws thereof, and the laws of the United States.
Venue
Disputes arising from the use of this website shall be exclusively subject to the jurisdiction of any federal or state court in the State of Colorado.
Severability
To the extent any portion of the Agreement and the Conditions of Use are determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and the Agreement and Conditions of Use, as so modified, shall remain
in full force and effect.
Disclaimer of Warranty
THIS WEBSITE IS PROVIDED BY FARM CREDIT OF SOUTHERN COLORADO ON AN “AS IS” AND “AS AVAILABLE” BASIS. FARM CREDIT OF SOUTHERN COLORADO MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR ANY LINKED SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE OR ANY LINKED SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE OR ANY LINKED SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, FARM CREDIT OF SOUTHERN COLORADO DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR USE. FARM CREDIT OF SOUTHERN COLORADO DOES NOT WARRANT THAT THIS SITE OR ANY LINKED SITE, OR ANY LINKED SITE’S SERVERS, OR E-MAIL SENT FROM FARM CREDIT OF SOUTHERN COLORADO ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT THIS SITE OR ANY LINKED SITE, INCLUDING THE SERVER OR TECHNOLOGY THAT MAKES THEM AVAILABLE, ARE IMMUNE FROM HACKER ACTIVITY, ELECTRONIC OR NON-ELECTRONIC TAMPERING, COMPUTER CRIME, OR THEFT.
FARM CREDIT OF SOUTHERN COLORADO ASSUMES NO RISK OR RESPONSIBILITY FOR YOUR USE OF ANY OF THE CONTENT PROVIDED ON THIS SITE.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL FARM CREDIT OF SOUTHERN COLORADO OR ANY OF ITS EMPLOYEES, DIRECTORS, OFFICERS, AGENTS, VENDORS, SUPPLIERS, OR REPRESENTATIVES THEREOF BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, LOSSES OR EXPENSES ARISING OUT OF OR IN CONNECTION WITH THIS SITE OR ANY LINKED SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF FARM CREDIT OF SOUTHERN COLORADO OR REPRESENTATIVES THEREOF ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.
IF YOU ARE DISSATISFIED WITH THIS SITE OR ANY CONTENT ON THIS SITE, OR WITH THE CONDITIONS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. YOU ACKNOWLEDGE, BY YOUR USE OF THIS SITE, THAT YOUR USE IS AT YOUR SOLE RISK.
Effective Date
The Agreement and Conditions of Use were last modified in April 2019.
We may revise this policy from time to time. If we decide to change our Conditions of Use Policy, we will post the revised policy here. As we may make changes at any time without notifying you, we suggest that you periodically consult this Conditions of Use Policy.
Questions
If you have questions regarding the above, please e-mail your questions by using the Contact Form.