Farm Credit makes loans for operating inputs and expenses, such as feed, fertilizer, seed and labor, as well as for such expenditures as rent, taxes, insurance and day-to-day living.
Farm Credit of Southern Colorado operating loans can be designed to meet your specific financing needs. Your choices include:
- A commitment line that allows you to draw money as needed against a predetermined amount of credit for an operating cycle
- A revolving line that works just like a commitment line but payments restore credit to full use again
- Loan terms of 1–3 years
- A payment schedule that can be tailored to match your cash flow
- Variable and fixed interest rate options